Home loans

Helping you get a better deal from the banks, for finance you can live with.

Buy a home

Move into your very first home or upgrade to your next property. We're here to make the process as seamless as possible, so you can focus on the house hunting!

Self-employed home loan specialists

Researching what's available to you

Help with government grants

Taking care of the paperwork

Liaising with the lenders

Invest in property

If you have plans to invest in real estate we can help you leverage your existing equity so you can build your property portfolio without the need for a hefty deposit. To do this we:

Research what's available

Maximise gearing benefits

Liaise with your accountant

Structure the loan appropriately

Potentially help you borrow via your SMSF

Get a better deal

We're up-to-date with what's happening in home loan land, which gives us insight into how competitive your current loan is. We then use this intel to refinance or reprice your loan – depending on your needs and situation.

Research what's available

Provide you with a range of options

Handle the paperwork and phone calls

Negotiate with the lender on your behalf

Ensure your loans are structured properly

Access a wide range of lenders

Think of us as your finance matchmakers

Just some of our lenders

READY TO TAKE ACTION?

Request a no strings chat

We know what the banks are looking for and can help find you a lending solution that works in your best interests.

Let's talk

We get that securing a home loan as a business owner can feel like you're jumping through hoops. We make the process easier and will match you to a lender that suits your needs.

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Copyright © 2024 Loans4Homes | Luke Gardiner is a credit representative (Credit Representative Number 367531) of BLSSA Pty Ltd (Australian Credit Licence No. 391237). loans4homes is owned and operated by Gardiner Financial Services Pty Ltd ABN 62 160 882 244

We have used Luke for a number of years , setting up 3 loans with his help. Luke is extremely efficient, reliable, honest and communicates very clearly with all the pros and cons to each option. We will continue to use him for future refinances.

Doreen MW

14 June 2023

We've been with Loans4homes for 4 years now. We bought our first home with them and also refinanced it with them. As complete newbies to this whole process, Adam was very patient and very knowledgeable which made everything a lot less daunting. The experience has been smooth, with clear, consistent communication and impeccable attention to detail which set us up to achieve our goals. We have already referred Loans4homes to several friends based on this experience and would continue to refer them to others.

Soupz G